MoodRx Accepts Aetna, Optum, Ambetter, United Healthcare, Magellan, Quest Behavioral Health, Medicare

Affordable Mental Healthcare in Pennsylvania With Multiple Insurance Companies

Kruti Quazi MA, LPC, CCTP, CDBT

MoodRx LLC

When you’re seeking affordable mental healthcare in Pennsylvania that meets your needs, it can be important to find an accessible option. Depending on your situation, finding a provider that accepts your insurance may be crucial. Whether you’re looking for one-on-one therapy services or other forms of mental health treatment, having insurance coverage can enable you to get the care you need.

Taking the step to get mental health treatment can be hard, and worrying about the complexities of insurance coverage can make it harder. At MoodRx, we understand that simplicity is important. We also understand the importance of having multiple payment options. As a virtual therapy provider, accessibility is one of our top priorities. We offer transparent pricing and a range of payment options.

Insurance accepted by MoodRx

At MoodRx, we want to make sure you can access the treatment you need. For Pennsylvania residents, we accept insurance coverage from multiple providers, including:

Aetna

Optum and United Healthcare Insurance

Quest Behavioral Health

Magellan

Ambetter

Medicare

If we’re not an in-network provider for your insurance, you may still be able to get some level of coverage. Many insurance companies offer out-of-network benefits. In many cases, this means reimbursing a portion of costs. If you have out-of-network benefits, you may be able to save on your therapy sessions. Managing out-of-network reimbursements can be complicated. Fortunately, Thrizer can help simplify the process. With Thrizer, you can get an instant breakdown of your benefits and estimated out-of-pocket costs. You can also receive rapid reimbursement after uploading the superbill for your treatment. On average, our clients save 70% up front with Thrizer.

If you’re not sure about your coverage, we can help you get the information you need. We offer a free 15-minute consultation for each client. This can help you get a better understanding of our process and payment options. This consultation is also important for matching you with the right therapist.

Types of online therapy that may be fully or partially covered by insurance

People seek therapy for many different reasons. Maybe you’re looking to practice coping skills on your own, or maybe you want to improve your relationship with your partner. MoodRx offers multiple types of therapy to meet different needs that may be fully or partially covered by your insurance. Our services include:

●     Individual therapy — If you’re looking for personalized, one-on-one mental health support, individual therapy may be right for you. We can help you work through your personal challenges. Commonly treated challenges include generalized anxiety disorder (GAD) and major depressive disorder (MDD). Individual therapy allows you to work closely with your therapist as you work toward mental wellness. Your therapist can help you develop a plan that includes long-term goals and progress milestones. With each session, you can continue making progress. Talking to your therapist can be a great way to process your thoughts and feelings. At the same time, your therapist can help by providing feedback and educating you on useful coping skills.

●     Couples therapy — Relationships tend to have many twists and turns. Challenges don’t necessarily mean that your relationship isn’t working. In many cases, couples just need a supportive, neutral environment where they can work through difficulties together. Your therapist can help you stay on track and avoid escalating conflicts as you work to mend and strengthen your relationship. Key benefits of couples therapy can include improved communication, trust and understanding.

●     Family therapy — Family dysfunction can have a major impact on everyone in the family. With family therapy, you can help ensure that everyone gets the support they need. Family therapy can be especially helpful during periods of significant change. If you’ve recently moved, for example, therapy may help your family adjust to the accompanying changes. Therapy may also be useful in situations such as divorce and navigating serious illness. If your family has gone through stressful or traumatic experiences in the past, it’s not too late to get help. Family therapy can help everyone process their experiences and work toward healing.

Additional MoodRx resources

●     Self-assessments — If you’re not sure whether therapy is right for you, a self-assessment may be helpful. MoodRx offers free self-assessments that can help you monitor your mental health. Self-assessments can be beneficial for many people, including college students. According to one survey, 44% of college students report experiencing depression; 37% report experiencing anxiety. If you’re having trouble managing your mental health in college, MoodRx can help. Whether you’re ready to start therapy or you just want to get a better understanding of your condition through self-assessments, we’ll work to meet your needs.

●     Informative blogs — Staying informed can be key to a productive mental health improvement journey. With informative blog posts, you can keep learning as you work toward improvement. MoodRx blogs cover a range of topics, from identifying conditions to tips on addressing symptoms.

MoodRx offers top-notch online therapy covered by in-network or out-of-network insurance

At MoodRx, we strive to provide quality virtual therapy services and improve mental health treatment access. We offer accessible online therapy in over 20 states. With our help, you can start receiving effective and affordable mental health treatment from the comfort of your home.

Contact our team today for more information about in-network and out-of-network insurance coverage or to sign up for free.

Experience Compassionate, Evidence-Based Therapy in Pennsylvania with MoodRx

At MoodRx, we provide science-backed online therapy to help you navigate life’s challenges with confidence. Our licensed therapists specialize in Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT)—two of the most effective, research-supported approaches for managing anxiety, depression, stress, and emotional regulation. In addition to CBT and DBT, we offer a wide range of evidence-based therapeutic modalities, including Mindfulness-Based Therapy, Trauma-Focused Therapy, Acceptance and Commitment Therapy (ACT), Psychodynamic Therapy, Solution-Focused Therapy, and more, ensuring that each treatment plan is tailored to your unique needs. Unlike traditional therapy models that may feel invalidating or ineffective, we are committed to non-toxic therapy—ensuring a safe, supportive, and empowering space where you feel truly heard and valued.

All of our therapists are top-tier clinicians, state-licensed, and highly experienced, providing expert care tailored to your needs. We specialize in treating a wide range of mental health concerns, including anxiety, depression, trauma, grief and loss, relationship challenges, work-related stress, self-esteem issues, life transitions, chronic illness management, faith-based counseling, and senior citizen mental health.

We make therapy accessible and affordable by accepting Medicare, Optum, United Healthcare, Magellan, Ambetter, and Quest Behavioral Health in Pennsylvania. For those without insurance, our direct-pay rates are highly affordable, and we accept HSA and FSA cards along with all major credit cards for payment.

You can book an appointment online at MoodRx.com, or call or text (863) 320-2545 to schedule. We also offer limited in-person appointments at our clinic located at 121 N Wayne Ave, Wayne, PA 19087.

Start your journey toward healing today with trusted, evidence-based care!

Disclaimer: This article is for informational purposes only and may not be used as medical advice.  Names have been changed to protect patient privacy.  Please contact your doctor or therapist for proper medical advice or call/text MoodRx Therapy Network at 863-320-2545 to schedule an appointment with a therapist.